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The Rise of PayFi: The Payment Layer of the Future

The Rise of PayFi: The Payment Layer of the Future

PayFi challenges the key bottlenecks of TradFi by bridging DeFi, RWAs, and on-chain credit, transforming payments into dynamic, yield-generating transactions. How will PayFi change the industry?

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Stacy Muur
Mar 13, 2025
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The Rise of PayFi: The Payment Layer of the Future
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While Bitcoin and Ethereum paved the way for digital payments, their speed, cost, and volatility limitations made them impractical for mainstream adoption. We rarely see people buying coffee or paying rent with BTC or ETH. Why? The answer is simple: high transaction fees, slow settlement times, and price volatility made them impractical for everyday use.

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